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Bank of Oak Ridge ATM/VisaŽ Checkcard

Use Any ATM, Anywhere, Any Time, For Free

Why should you pay a fee to get your own money from an ATM? As a Bank of Oak Ridge checking account customer, you can access any ATM worldwide without paying any service fees. That’s because we won't charge a fee and we’ll pay the access fees that other banks charge for using their ATMs! It’s just another example of how our hometown service can make a difference even when you're far from home.

The Bank of Oak Ridge ATM & VisaŽ Check Card offers the convenience of an ATM card plus the power to make purchases at over 27 million merchant locations worldwide. Whether you are dining at your favorite restaurant or shopping online... it's the easy way to pay for all your purchases.

Apply Apply for a Bank of Oak Ridge ATM & VisaŽ Check Card.

How it Works Check out all the features and benefits of the Bank of Oak Ridge ATM & VisaŽ Check Card.

Safety Tips Learn how to keep your Bank of Oak Ridge ATM & VisaŽ Check Card safe.

FAQs Answers to your questions about the Bank of Oak Ridge ATM & VisaŽ Check Card.


Apply for a Bank of Oak Ridge VisaŽ Checkcard

All applications on our site are in Adobe Acrobat PDF format. Please click here to download Acrobat Reader.

  • Click here to apply for a Bank of Oak Ridge VisaŽ Checkcard application. The application must be printed on legal size paper.
  • Print the form
    (print legal size for Visa/Mastercard application).
  • Send the form to:
    Switch to Bank of Oak Ridge
    P.O. Box 2
    Oak Ridge, NC 27310
    or drop it by your Bank of Oak Ridge neighborhood branch
  • Too much work? Drop by any Bank of Oak Ridge location and we'll do it for you.
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How the Bank of Oak Ridge VisaŽ Checkcard Works

Faster, Easier
Using your Bank of Oak Ridge ATM & VisaŽ Check Card is fast and easy.There's no need to write a check and wait for approval. Purchases are deducted from your primary checking account.

Safer
Use your Bank of Oak Ridge ATM & VisaŽ Check Card with peace of mind.

As VisaŽ CheckCard members, customers have significant protection against unauthorized use, even if the card is lost or stolen.

  • When a lost or stolen VisaŽ CheckCard is used at a non-VisaŽ merchant, customer liability for unauthorized transactions is capped at $50 if the customer notifies Bank of Oak Ridge within two days of discovering their card is missing. The maximum liability a customer may incur is $500.
You can make purchases anywhere VisaŽ is accepted.That's over 18 million locations worldwide! Each transaction is detailed on your monthly statement. And you can access your account information online. Your ATM & Check Card also lets you get cash at any StarŽ ATM or any ATM with the VisaŽ logo.

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Bank of Oak Ridge ATM & VisaŽ Check Card Safety Tips

We know that there's nothing more important to our customers than keeping their ATM & Check Card safe. Here are some simple steps that you can take to ensure that your card stays secure.

Card Safety Tips

ATM Safety
  • Be aware of your surroundings and exercise caution when withdrawing funds.
  • Watch for suspicious persons or activity around the ATM. If you notice anything out of the ordinary, come back later or use an ATM elsewhere.
  • Consider having someone accompany you when using an ATM after dark.
  • Ensure no one sees you enter your Secret Code.
Internet Security
  • You can enjoy added safety when shopping Online with your personal Verified by Visa password. Learn more and register your ATM & Check Card for this free service.
  • Make sure any online purchase activity you engage in has been encrypted to protect your account information. Look for the "secure transaction" symbols at the bottom right corner of your Web browser.
  • Do not send your card number through e-mail, as it is typically not secure.
  • Always log off completely from any site after an online purchase transaction. If a "log off" feature is not provided, shut down your browser to prevent unauthorized access to your account information.

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