Deposit Your Checks Without Ever Leaving Your Office
With Our Virtual Check Deposit Program™

Thanks to Bank of Oak Ridge, you can finally eliminate all of those inconvenient, costly and time-consuming trips to the bank to make daily and weekly deposits. Our innovative Virtual Check Deposit Program™ makes it simple for businesses of all sizes to deposit one or more checks without ever leaving the office!

With the Virtual Check Deposit Program™, all you need is a computer, our secure scanner and internet access, and from your desk you can quickly capture electronic images of the checks you wish to deposit and make secure electronic deposits into your checking account.

Step 1:
Open our Virtual Check Deposit Program™ on your PC and run your checks through the scanner that we provide.

Step 2:
Exact images of both the front and back of each check are created. These images are then transferred electronically to Bank of Oak Ridge for deposit into your account.

Step 3:
The Virtual Check Deposit Program™ automatically posts your deposits to your account. It also records and stores all printed data on each check, including the account name and address, check date and check amount.

Enjoy the advantages of streamlining your check deposit process with our Virtual Check Deposit Program™.

Increased Productivity – Eliminate all future time-consuming trips to the bank to make deposits. With our Virtual Check Deposit Program™, you or your employees can stay in the office being productive rather than sitting in traffic and in the bank line. Greater efficiency and better use of time can quickly lead to greater profitability for your business.

Payroll Savings – No longer do you have to pay your employees for the time it takes to get in the car and drive back and forth to the bank to make your bank deposits. With our Virtual Check Deposit Program™, all of your checks can be deposited without you or your employee ever leaving your office.

Cash Management – No longer are your check deposits subject to delays caused by not getting to the bank on time. With our Virtual Check Deposit Program™, you can deposit your checks when you want to, day or night, right from the convenience of your office.

Think Green – Fewer trips to the bank means less air pollution and utilization of gas and oil. Combined with the reduction of paper by using this paperless electronic transaction, our Virtual Check Deposit Program™ offers one more way to help in the protection of our natural resources and environment.

Traditional Bank Deposit Process

1. Someone must physically leave the office and rush to the bank.
(15 – 30 minutes for round trip transaction)
2. Traffic…and things that cause delays (5-15 minutes)
3. Wait in line at bank (5-15 minutes)
4. Repair flat tire on side of road (45 minutes)
5. Search for lost deposit slip when back at the office (10 minutes)
6. Done.

New Process With Our Virtual Check Deposit Program™

1. Scan checks for deposit at the office (1 second per check)
2. Done!