Dream Rates for Dream Homes

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Bank of Oak Ridge is making it easier to buy a new home or residential lot! Through our Community Investment Loan Program we now have three distinct, limited-time offers:


Low Lot Loans
Choose from 90+ residential lots!

5.625% APR for 15 years*
5.99% APR for 15 years**

Construction To Permanent Financing Also Available

No origination fee, one-time closing

Draw down LOC for 1 year

No PMI

Fixed rate during construction and same rate for the permanent period shown below:

4.99%APR Fixed Rate for 30 Years (Conventional)†

5.99% APR Fixed Rate for 30 years (Jumbo)††

Click Here for details and a list of available lots

Low Mortgage Loans
Choose from select homes!

4.49% APR fixed rate for 10 years*
4.99% APR fixed rate for 30 years*

Click Here for details and a list of available homes

No Fee Jumbo Loans
Choose from select dream homes!

4.49% APR fixed rate for 10 years*
5.99% APR fixed rate for 30 years*

Click Here for details and to view available homes


Need to ask a question or talk to someone for additional information? For assistance either...

• Call us at any of our convenient locations during our hours of operation
• Drop by one of our convenient locations
• Email us

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