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HSA Individual Center

Health Savings Accounts (HSAs) are designed to help individuals with qualified high deductible medical plans save to pay for medical expenses. These accounts offer:

Tax advantages. Contributions are tax-deductible, earnings are tax-deferred, and qualified withdrawals are tax-free. A way to better manage your health care dollars. You withdraw your funds when you need them. Withdrawals are tax-free and penalty-free when made for qualified expenses.
A way to pay for a broad range of health care services.You can use your HSA to pay for covered expenses that apply toward your deductible, or pay for qualified medical expenses that your health plan doesn't cover, such as contact lenses, dental and orthodontic services, certain types of alternative medicine, and long-term care insurance. A supplement to retirement income. At age 65, accumulated funds can also be withdrawn for non-qualified expenses, or medical expenses not covered by Medicare, subject to income tax.

Bank of Oak Ridge's HSA is designed with you in mind. Our custodial account is a checking account with:
FREE VisaŽ Debit Card
FREE ePersonal Internet Banking and Bill Payment
ACH for HSA Contributions


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