At Bank of Oak Ridge, integrity and sound judgement are what shape our lending practices, and we take our responsibilities very seriously. All Bank of Oak Ridge employees with lending authority are registered with the Nationwide Mortgage Licensing System & Registry (NMLS). These employees are listed below with their NMLS numbers.
| Lender | NMLS Number |
| David Adams | 456671 |
| Melody Albright | 456694 |
| Sylena Allen | 456683 |
| Tammy Barbee | 456688 |
| Suzanne Benton | 456681 |
| Hugh Black | 456679 |
| Judy Brown | 117635 |
| Joe Campbell | 456673 |
| Kim Chaney | 456674 |
| Sandy Doutt | 456691 |
| Jeff Finberg | 456678 |
| Stacy Garris | 456695 |
| Kathy Garst | 456686 |
| Brittany Harris | 456682 |
| Terri Harris | 456684 |
| Austin Hill | 456677 |
| Pat Kriceri | 456687 |
| Bob Lewis | 456693 |
| Leslie McKenzie | 456675 |
| Susan Parrish | 456685 |
| Katrina Patterson | 627409 |
| Charlene Pegram | 456672 |
| Michelle Taylor | 456690 |
| Glenda Turner | 456676 |
| Louis W. Vasaly III | 456670 |
| Tara Wills | 456692 |
| Bob Winborn | 456669 |
| Melanie Winfree | 81166 |
| Jason Woods | 456689 |
