Free Checking, Free Gifts & More!

At Bank of Oak Ridge, we offer free checking, free gifts, and the freedom to be yourself with checking accounts designed to fit your lifestyle.

Earn Free Gifts When You:

• Open a checking account, get a free gift.
• Tell a friend to open a checking account & when he or she does, you’ll BOTH receive a free gift!

Scroll down to view our checking accounts or click here to download our personal checking brochure.

Totally Free Checking

This simple checking account is fee and
worry free!

• No minimum balance
• No monthly service charges
• Unlimited check writing & ATM
  transactions
• Notary services available
• FREE initial order of standard
  checks
• click here for additional checking benefits

49+ Free Interest Checking

You’ve earned this interest bearing account if you or another signer on the account has celebrated a 49th birthday!

• Earn competitive interest
• No minimum balance
• No monthly service charges
• Unlimited checking writing & ATM transactions
• No fee for traveler’s & cashier’s checks
• No fee for notary services
• $25 discount per year on any size safe deposit box (as available)
• Free standard checks or credit towards personalized checks.
• click here for additional checking benefits

Low Minimum Interest Checking

Manage your money and earn interest with low
minimum requirements.

• Unlimited check writing & ATM transactions
• No monthly service charges when you maintain:
  • A minimum daily balance of $1,000 or,
  • A monthly average collected balance of $4,000 or,
  • Combined minimum balance in all deposit
    accounts of $3,500 or,
  • Combined outstanding balance on consumer
    or equity line of credit of $5,000
• No fee for traveler’s & cashier’s checks
• No fee for notary services
• $25 discount per year on any size safe deposit box
  (as available)
• FREE standard checks or credit towards personalized checks
• click here for additional checking benefits

Everyday Interest Checking

• No minimum balance
• Bonus interest rate available when you complete the following:
  - 10 checks or
  - 3 automatic payments
  - Total of $400 in debit card transactions or
  - 5 bill pay withdrawals
• No monthly service charge when you maintain an average monthly balance of $500
• No fee for traveler’s & cashier’s checks
• No fee for notary services
• $25 discount per year on any size safe deposit back (as available)
• FREE standard checks or credit towards personalized checks
• click here for additional checking benefits

Premium Interest Checking

• No minimum balance
• Bonus interest rate available when you complete all of the following transactions per statement cycle:
  - 1 direct deposit and
  - Total of $400 in debit card transactions and
  - 3 automatic payments or 5 bill pay withdrawals
• No fee for traveler’s & cashier’s checks
• No fee for notary services
• $25 discount per year on any size safe deposit box (as available)
• FREE standard checks or credit towards personalized checks
• click here for additional checking benefits