What Your Investor Profile Test Score Means

What Type of Investor Are You?

Now that you’ve taken the Investor Profile Test, the chart below will help you determine your “risk preference” and the category of Mutual Funds that might be right for you.

Here’s a basic rule: To get higher returns, you must take higher risk. Some funds invest very conservatively, while others take more risk in pursuit of higher gains. So, to choose the fund that matches your goals, you’ll need to consider how much risk you can afford.

Investor Profile Chart
If Your Test Score is…

Under 12 Points: Very Conservative Profile
You may want to consider meeting your goals with

  • Money Market Funds
  • Tax-Exempt Money Market Funds

12 to 26 Points: Conservative Profile
You may want to consider meeting your goals with

  • Government Bond Funds
  • High-Grade Corporate Bond Funds
  • High-Grade Tax Exempt Bond Funds

27 to 42 Points: Moderate Profile
You may want to consider meeting your goals with

  • High-Yield Corporate Bond Funds
  • High-Yield Tax Exempt Bond Funds
  • Income Funds
  • Balanced Funds
  • Growth-and-Income Funds

43 to 50 Points: Aggressive Profile
You may want to consider meeting your goals with

  • Growth Funds

Over 50 Points: Very Aggressive Profile
You may want to consider meeting your goals with

  • Aggressive Growth Funds

Note: This chart is for your information only. Your total score does not recommend a particular mutual fund, nor does it guarantee that any mutual fund will achieve its investment objective. Mutual funds are not deposits and are not insured or guaranteed by the FDIC, or any other government agency. An investment in mutual funds involves investment risks including the possible loss of the principal amount invested. Always ask for a prospectus and read it carefully before you invest in any mutual fund.
©2009 The Forms Group, All Rights Reserved