Instant Open: Online Account Opening

Opening an account at Bank of Oak Ridge is easier than ever! Whether your a current client or new to the bank, you can get started from the comfort of your own home.


Open a New Account 24/7

Here, you can open a personal checking, savings, money market or Health Savings Account (HSA), 24/7 through our online account opening process. Even if you’ve started an application, you can return to finish your application or review progress in the Bank of Oak Ridge Status Center. 

Before you begin the application process, here are the items you’ll want close at hand:

  • Social Security Number
  • Date of Birth
  • Physical Address
  • Driver’s License or Government Issued ID
  • Current Bank Account Number and Routing Number (if funding via ACH)
  • If you are a current Bank of Oak Ridge client, you’ll want your current bank account number


Ready to Get Started?

Simply click one of the links below to begin the application process:

Open a Personal Account  Open a Health Savings Account 


Need to Complete an Application or Sign Account Documents?

The Bank of Oak Ridge Status Center keeps track of your information so you can return at any time.

Visit the Status Center


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