Checking Accounts
Open A Checking Account Today!
At Bank of Oak Ridge, we distinguish ourselves with our commitment to deliver banking that is Spectacularly Local. That means helping you reach your financial goals and empowering you to manage your personal finances successfully. Also, it means making sure you know about our available products and services, including all checking account options.
We invite you to learn more about our Thrive and Empower checking accounts. Contact Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations to open a new account with us today!
Don’t forget – you can also earn uChoose Reward points with the use of your Bank of Oak Ridge debit and credit cards. Learn more about uChoose here.
Discover which checking account fits your lifestyle
Engage Checking
Opening Deposit: $50
Monthly Service Fee: $0
Key Perks:
No minimum balance
No monthly service fee
Thrive Checking
Opening Deposit: $50
Monthly Service Fee: $0
(Effective 6/1/2024 there will be monthly Thrive service fee of $10 for this account. In order to avoid this service fee you must maintain a monthly average balance of $5,000.)
Key Perks:
Higher interest earned based on meeting qualifications
Qualifications:
- Ten (10) debit card purchases, and
- One (1) direct deposit, and
- Three (3) bill pay/automatic payments
Empower Checking
Opening Deposit: $50
Empower Monthly Service Fee: $6
Key Perks:
Identity Theft Protection
Accidental Death and Dismemberment Insurance
Eligible for Empower Savings account
Qualifications to avoid the Empower monthly service fee:
- Ten (10) debit card purchases, and
- One (1) direct deposit, and
- Three (3) bill pay/automatic payments
