Home Loans

Your Home Team For Home Buying

At Bank of Oak Ridge, our goals are to simplify the mortgage process, make sure your questions are answered, and keep you updated every step of the way. To learn about our Smart Money Mortgages where all loan decisions are made at Bank of Oak Ridge, click here!

Our Home Team Offers:

1. A Variety Of Loans
2. Competitive Rates
3. Minimal Documentation Required
4. Prompt Follow-Up

Mortgage Loans & Services

• Conventional Fixed-Rate Mortgages
  (30, 20, 15 & 10-year terms)
• Adjustable-Rate Mortgages
• First-Time Homebuyer Loans
• FHA, VA & USDA Loans
• Refinancing
• Home Improvement
• Second Home & Investment Property
• Jumbo Financing
• Debt Consolidation
• Balloon Loans
• Fixed-Rate, Interest-Only Loans

At Bank of Oak Ridge, we’ll work to help you find financing for the home you truly want. We’ll assess your situation, lay out all of your options and help you through the loan process. Contact the Bank of Oak Ridge office closest to you to get started today!