Checking Accounts

Open A Checking Account Today!

At Bank of Oak Ridge, we distinguish ourselves with our commitment to deliver banking that is Spectacularly Local. That means helping you reach your financial goals and empowering you to manage your personal finances successfully. Also, it means making sure you know about our available products and services, including all checking account options.

We invite you to learn more about our Thrive and Empower checking accounts. Contact Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations to open a new account with us today!

Thrive Checking

Key Perk:
Interest earned based on meeting qualifications

Opening Deposit: $50.00

Monthly Charge: $0

Ten (10) debit card purchases AND two of the following:

  • One (1) direct deposit
  • Two (2) online banking logins
  • Three (3) bill pay/automatic payments
Contact us for more info

Empower Checking

Key Perks:
– Service charge reduced for each qualification met
– Identity Theft Protection
– Accidental Death and Dismemberment Insurance
– Eligible for Empower Savings account

Opening Deposit: $50.00

Monthly Charge: $6.00


  • $0.20 credit for each debit card purchase
  • $1.00 credit for one (1) direct deposit
  • $1.00 credit for two (2) online banking logins
  • $1.00 credit for three (3) bill pay/automatic payments
Contact us for more info

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