Savings

Accounts With You In Mind

Whether you are saving for your future or something special, enjoy the perks of Spectacularly local banking with Bank of Oak Ridge, that means offering you flexible savings account options that maximize your potential interest.

We invite you to learn more about our Aspire and Empower Savings Accounts.* For more information, call Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations.

 

 

 

Aspire Savings*

Opening Deposit: $50.00
Monthly Maintenance Fee: $0

Key Perks:

  • No minimum balance requirement
  • Accumulate interest at a competitive rate
  • Pre-authorized transfers are limited to six per month, no more than three of which may be by check, draft, or similar order made to third parties. Excessive withdrawal fees of $10 are charged for each pre-authorized transfer in excess of the monthly minimum.
Contact us for more info

Empower Savings*

Opening Deposit: $50.00
Service Fee: $0

Key Perks:

  • Higher interest rate
  • No minimum balance requirement
  • Empower checking account required
  • Pre-authorized transfers are limited to six per month, no more than three of which may be by check, draft, or similar order made to third parties. Excessive withdrawal fees of $10 are charged for each pre-authorized transfer in excess of the monthly minimum.
Contact us for more info

Personal Money Market*

Opening Deposit: $50.00
Money Market Service Fee: $10

Key Perks:

  • Tiered, interest-bearing account that is accessible by check; receive higher interest rates on larger balances
  • No Money Market Service Fee assessed if the daily collected balance remains above $1,000.00 throughout the month
  • Pre-authorized transfers are limited to six per month, no more than three of which may be by check, draft, or similar order made to third parties. Excessive withdrawal fees of $10 are charged for each pre-authorized transfer in excess of the monthly minimum.
Contact us for more info
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Transfer the Cents

Already have a Bank of Oak Ridge savings account, and in search of more ways to grow your savings quickly and easily? Learn more about the Bank of Oak Ridge Transfer the Cents program where you can grow your savings automatically, every day, without sacrificing your favorite treats.

Learn More

*This is a restricted transactional account and is limited to six (6) pre-authorized withdrawals per month. Pre-authorized withdrawals include automatic transfers initiated via telephone or online banking, or by check, draft, debit card, or similar order made by the client and payable to third parties. You may make unlimited withdrawals and transfers in person, by mail and through an ATM/ITM. If you routinely exceed these limitations, the Bank may close the account or convert it to a non-interest bearing account.

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