Business Checking Accounts
Partner with a bank that understands your business needs. Our business accounts offer a wide range of benefits and convenient options for organizations of all sizes.
Your Business Checking Account Benefits
These value-added benefits are yours with any of our business checking accounts.
- Cash Back with UChoose Rewards: Redeem points for cash, travel, electronics, event tickets, and more!
- Extended Hours at all Locations!
- Cash Management and Remote Deposit Capture Program services available
- FREE 24/7 Online banking and Bill Pay
- Worldwide ATM Usage: Use Any ATM Worldwide. Bank of Oak Ridge will refund up to $20.00 in ATM withdrawal fees per statement cycle.
- Simplified month-end statements
- FREE 24/7 telephone banking
- FREE Bank of Oak Ridge Business Visa® debit card
Open your business checking account with Bank of Oak Ridge today and find out what we mean by Spectacularly Local.
For more information, call Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations.

Business Essential Checking
Ideal for a business with low to moderate transaction volume.
Opening Deposit: $50.00
Conditions/Benefits:
- Up to 250 items per month ($0.35 per item over 250)

Business Analysis Checking
Ideal for businesses with one or more of the following:
– High transaction volume
– Large quantities of coin or currency deposits
– Cash management needs
Opening Deposit: $50.00
Conditions/Benefits:
- Account is analyzed monthly
- Monthly Maintenance Fee of $20.00 (included in analysis)
- Earnings allowance may reduce or eliminate fees (Please contact Bank of Oak Ridge for details)

Business Interest Checking
Ideal for any business that wants to earn interest on its checking account balance.
Opening Deposit: $50.00
Conditions/Benefits:
- Competitive interest rate and annual percentage yield, based on account balance
- Business Interest Monthly Fee of $40.00

IOLTA Checking
Bank of Oak Ridge is considered a Prime Partner. Interest on Lawyers Trust Accounts (IOLTA) has been a vital source of funding for the provision of civil legal service to the poor through grants made to staffed legal services programs and volunteer lawyer programs that serve every county in the state and for other programs that work to improve the administration of justice.
Contact us for more info