Checking Accounts

Open A Checking Account Today!

At Bank of Oak Ridge, we distinguish ourselves with our commitment to delivering Banking As It Should Be®. That means helping you reach your financial goals and empowering you to manage your personal finances successfully. Also, it means making sure you know about our available products and services, including all checking account options.

We invite you to learn more about our Thrive, Empower and Xcel checking accounts. 

Contact Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations to open a new account with us today!

Thrive Checking

Key Perk:
Interest earned based on meeting qualifications

Opening Deposit: $50.00

Monthly Charge: $0

Qualifications:
Ten (10) debit card purchases AND two of the following:

  • One (1) direct deposit
  • Two (2) online banking logins
  • Three (3) bill pay/automatic payments
Contact us for more info

Empower Checking

Key Perks:
– Service charge reduced for each qualification met
– Identity Theft Protection
– Accidental Death and Dismemberment Insurance
– Eligible for Empower Savings account

Opening Deposit: $50.00

Monthly Charge: $6.00

Qualifications:

  • $0.20 credit for each debit card purchase
  • $1.00 credit for one (1) direct deposit
  • $1.00 credit for two (2) online banking logins
  • $1.00 credit for three (3) bill pay/automatic payments
Contact us for more info

Xcel Checking

Key Perk:
Cash back earned by performing everyday banking activities, if qualifications are met

Opening Deposit: $50.00

Monthly Charge: $0

Qualifications:
Ten (10) debit card purchases AND two of the following:

  • One (1) direct deposit
  • Two (2) online banking logins
  • Three (3) bill pay/automatic payments
Contact us for more info

Online BankingIcon For: Online Banking

   Demo
Enroll:  Personal  |  Business
Additional Logins:

Most Requested Info