Coronavirus Readiness & Care

As a small business in the Triad, we understand that our local families and businesses are facing many challenges. Our top priority at Bank of Oak Ridge is to care for our clients, employees and community. We are proud to offer the following financial options:

Bank of Oak Ridge Loan Deferral Plan

Bank of Oak Ridge works alongside multiple partners to provide our clients with the best financial support possible. With that in mind, we have developed an in-house solution for our clients who have been impacted by the COVID-19 pandemic. Click here to learn more.

SBA Payroll Protection Program

As a Small Business Association (SBA) Lender, we are in a unique position to support our clients with a new opportunity: The Payroll Protection Program (PPP). This federal program is designed for small businesses impacted by the COVID-19 pandemic that are in need of financial support for payroll and select expenses.

Who Qualifies: Small Businesses (less than 500 employees) that are impacted by COVID-19. Available to all Bank of Oak Ridge loan & deposit clients.
Accepting Applications: The SBA and Bank of Oak Ridge are accepting applications beginning April 3rd, 2020 through June 30th, 2020, or while funding lasts.
Debt Forgiveness: Small businesses who meet certain qualifications may receive debt forgiveness.

How Do I Get Started?

Have questions? Bank of Oak Ridge is proud to be an official SBA Lender and we are here to provide the most accurate information available.

To begin the application process, please reach out to your Bank of Oak Ridge community banker today. If you need assistance contacting your banker, please reach out to Client Connect at 336.644.9944.

Guilford County has been issued a Stay at Home Order effective Friday, March 27th at 5pm. As an essential service, we will remain open and available through the following channels:

Drive-Thru Interactive Banking
24/7 Digital Tools
By Appointment

Visit Drive-Thru Interactive Teller Machines (ITMs)

Talk with a live team member at all drive-thru locations with no physical contact with our Interactive Teller Machines. We’re keeping our same great hours: 7am – 7pm weekdays, 9am – 1pm Saturday.

Schedule an Appointment

New Account Opening
Applying for a Loan
Cash or Change Orders
Safe Deposit Box Access
Other Time Sensitive Requests

Visit our contact page for your preferred location contact information.

Please note: To protect the safety of our clients, employees and community, there will be no lobby hours or appointments available on Saturday. Feel free to speak with a live team member on Saturday from 9am – 1pm at any drive-thru ITM.

Access Digital Tools 24/7

Access Bank of Oak Ridge digital tools, including our mobile app, mobile deposit, online banking, Zelle, Digital Wallet, CardValet, and more. Learn More

Night Drop & Deposit Drop

Night drop and deposit drop are currently available all day at each location.

Cashing Checks

Non-clients who have cashed checks with us before and/or who are being paid by our clients, with proper identification and confirmation may use the drive-thru ITM to cash checks at this time.

Bank of Oak Ridge is closely monitoring the latest updates around coronavirus (COVID-19). We have established and tested business continuity plans that we are using to keep our clients, employees and neighbors safe.

We are in this together, and as a community bank based in the Triad we are here to support you. Our branch and virtual teams are available and ready. More information coming soon on how we plan to assist those affected in our community.